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Corporate Governance

We are proud to provide information about our company, our management, and our business practices. We are committed to promoting high standards of honest and ethical business conduct and compliance with applicable laws, rules, and regulations. As part of this commitment, we have adopted a Business Conduct and Ethics Policy to set expectations and provide guidance to all of our employees and officers. In addition, we have adopted a Whistleblower and Complaint Policy. Company employees and outsiders are encouraged to follow its guidance to report all known or suspected improper activities, and may submit an anonymous complaint here.

What we do

HF Calculu network brokers receive superior market access, exclusive products and services backed by the strength and scale of HF Calculu Group. Our success rests on our ability to help brokers build strong and trusting relationships with their clients. We offer innovative products, services and support to general Loan brokers and loan underwriting agencies to give them a competitive edge in an ever-changing market. We support their business and allow them to focus on their clients’ insurance and risk management needs. We combine HF Calculu’s global tools, reach and expertise with agile local management, unique proprietary offerings and deep market knowledge.

Reinvent banking

We’re the only full-spectrum fintech marketplace bank built on the belief that innovative, creative solutions deliver more value and a better experience.

Deliver world-class experiences

Accessing money should be seamless. We’re committed to making borrowing and saving simple and easy for everyone.

Do what’s right

We're leading the governance of a new industry, developing ethical, responsible ways to bring greater value and better opportunities to customers.

Level the playing field

Everyone deserves a better financial future if they strive for it. We’ve built a marketplace that keeps costs low and opportunity high.

COMPANIES WE REPRESENT

What we’ve accomplished

What we’ve accomplished Transforming an industry requires new ways of thinking and doing. Throughout our first decade, we’ve been recognized for our ideas, innovative technology, and business success. We’re proud of what we’ve achieved so far, and there’s so much more ahead.

HF Calculu Group has three business units primarily focused on the intermediated general loan market. By working together, our three business units empower HF Calculu to serve our main goal – ensuring our brokers provide their clients with exceptional service and superior products.

Commercial Loan / Personal Loan

Don't wait until it's too late. Contact for all of your personal and commercial Loan.

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Our Services
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  • Phone:
  • Dar Al Awadi Tower, Ahmed Al-Jaber Street, Sharq Kuwait City-1316 – Kuwait.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,389 for a term of 36 months, with an interest rate of 11.75% and a 6.00% origination fee of $1,163 for an APR of 16.10%. In this example, the borrower will receive $18,226 and will make 36 monthly payments of $642. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 72 months. Some amounts, rates, and term lengths may be unavailable in certain states.