Get ahead and stay ahead

Take your finances to the next level

We consider your credit score, debt-to-income, credit history and other factors when making approval decisions. The final loan amount, annual percentage rate and estimated monthly payment may vary based on your credit score and other credit qualifiers.

As low as 7.99% APR
If Approved you’ll pay the same amount every month for a term of 12 to 84 months

Learn about home Loans

No hidden Costs or Fees
you’ll pay no origination fees and there is no Prepayment Penalty.

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Who We Are

We are one of World’s largest Loan Agency in Kuwaits.

We’re rewriting the rules of traditional banking, and we only win when our customers succeed. We’ve helped over 5 million members reach their goals, and we’re just getting started!

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Refinance and drive away with savings

Put more money back in your pocket by refinancing your car loan with HF Calculu. There are no origination fees or prepayment penalties with HF Calculu auto loan refinancing, and checking your rate will not impact your credit score.

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Our Family Helping your Family

HF Calculu offers a full suite of award-winning checking and saving products with benefits designed to meet your financial goals. Whether it's our cash-back Rewards Checking account or our High-Yield Savings and CD accounts with competitive rates, we have the right products to help you make the most of your money..

We serve people, not policies

We understand the importance of getting the money you need, so we work to have funds disbursed to you quickly upon loan approval.

Available Coverage Includes:
  • Internal Audit and Risk Resources
  • Customer advocacy
  • Best practice review and compliance audit
  • Emphatically focus on the best interests of clients
  • Elevated levels of excellence and bolstered license agreements
  • Reference checking and information sharing standard

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How HF Calculu Protects You

Preferred rates available

But these averages are based on a standard profile of a 35-year-old driver with good credit and a squeaky-clean driving record.

Convenient application process

Contact your HF Calculu. The first step of loan process is to contac us and inititate your applications.

Commission-free advice

Insurance agents receive the highest commission rates for HF Calculu plans, often more than 100% of the total premiums for the policy's first year.

What Our Customers are Saying

COMPANIES WE REPRESENT

Commercial Insurance / Personal Insurance

Don't wait until it's too late. Contact for all of your personal and commercial insurance.

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